2nd Charge Bridging Loan Application - Leave Your Contact Details And We Will Call You - From 0.90% p.m

On receipt of your details, you will receive a call from one of our knowledgeable, and friendly staff. We know each potential 2nd Charge Bridging Loan has a story, we would like to hear it. It should be painless and quick, with a DIP following within minutes!
Thanks for the application! We aim to be back to you within the hour, unless outside working hours, in which case on our return
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1 Hour to your Decision in Principle once you Connect

A decision in Principle can be given within an hour of application, if during weekday hours. We can take a Second Charge Bridging Loan from Decision in Principle to cash in your bank inside 4 days if necessary.

How to Get a 2nd Charge Bridging Loan

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Decision in Principle

The first step in obtaining a 2nd Charge Bridging Loan is to enter your basic details; your name, property providing the security, loan size etc. On receipt Vitvo will issue a Decision in Principle within an hour, if the application is made within working hours.
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Application Form

If you wish to proceed with the Second Charge Bridge Loan based on Vitvo's terms; the second step in obtaining a 2nd Charge Bridging Loan is to enter your remaining details of the loan in an application form. Parts of it will already be pre-filled from the original details you gave us at the Decision in Principle Stage. On receipt, Vitvo will turn this around in 1 working day.
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Valuation and Legals

All being well, Vitvo will confirm that we can proceed with the 2nd Charge Bridging Loan. The third step in obtaining a 2nd Charge Bridge Loan, is for Vitvo to arrange for a valuation, typically around £1,000. Simulataneously, Vitvo will work with your solicitor to document the agreed terms in a 2nd Charge Bridging Loan agreement. Once this is agreed, and signed by both parties, your Second Charge Bridge Loan is binding. This can take 3 days if each party is engaged.
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Money Transferred

Once the Second Charge Bridging Loan has been signed, our solicitor will transfer the money to your solicitor within 3 hours.
"Vitvo were exceptional, they took a bridge loan from Decision in Principle to cash in bank within 3 business days. They have very streamlined processes, are easy to deal with, and a welcome new entrant to the market."
Rob Ground, Property Finance Broker
"Vitvo were ultra competitive on their pricing of a 2nd charge bridge loan, fast to completion, and a pleasure to work with."
George Konstantinos, Bridge Loan Broker
"Vitvo took on a case which had sat with another large bridge lender for weeks. Vitvo quickly got to the bottom of the underlying risk, saw that the supposed risks were immaterial, and pushed ahead with a swift completion. A breath of fresh air."
Murray Jones, Development & Bridge Finance Broker
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This information is strictly for the use of approved intermediaries only
Vita Solvo Ltd registered in England and Wales with company number 08251204  having its registered office at Flat A Melcombe Regis Court, 59 Weymouth Street, London, W1G 8NS